This site is for employees with Defined Contribution (DC) benefits
For employees who have Defined Benefit (DB) benefits please follow this link
This website provides all the information you need to manage your MHA defined contribution pension.
If you’ve just started saving for the future, or if you’re not sure where to start, here’s where you can find information on how saving for your retirement works.
Once you've started saving, the next steps are all about making the most of your savings. Find out more about how to keep things on track.
There are quite a few things to consider as you start to think about taking your savings pot. Find out more about your options and what you need to do next.
You've got a number of options when it comes to taking your savings pot. Find out which one's right for you, and how you can make it a reality.
14 May 2025
The value of your pension can go up and down - especially during periods of market volatility. Understanding why this happens can help give you the reassurance you need to make the right decisions regarding your pension investments.
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17 Apr 2025
Retirement isn’t one-size-fits-all and deciding what is right for you can be overwhelming. If you’re not sure where to begin, or simply want to ensure that you are set to get the most out of your retirement, you could benefit from financial advice.
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03 Apr 2025
There are many who don’t currently have a pension, or who may have stopped contributing to one. If this sounds like you and you’re starting to think more about your finances as you approach retirement age you may be wondering if it’s too late to start paying into a pension.
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04 Nov 2024
Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.
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31 Oct 2024
Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?
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11 Oct 2024
If you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.
Here's what you can do >
02 Sep 2024
Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.
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26 Aug 2024
Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.
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19 Aug 2024
Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.
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12 Aug 2024
Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects you?
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06 Aug 2024
There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?
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31 Jul 2024
With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?
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24 May 2024
We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.
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10 May 2024
Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.
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10 May 2024
Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.
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10 May 2024
Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?
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09 May 2024
It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.
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09 May 2024
None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.
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26 Apr 2024
Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.
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26 Apr 2024
You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?
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05 Mar 2024
A new fund has been added to the range of self-select investment funds available for you to choose from.
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26 Feb 2024
The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.
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16 Jan 2024
Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.
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05 Nov 2023
With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?
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03 Nov 2023
It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.
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02 Nov 2023
As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.
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02 Nov 2023
The high cost of essentials like energy, food and petrol means that many household are still feeling the pinch and looking for ways to balance their budgets. Here are some tips and resources to help reduce costs during this difficult time.
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01 Nov 2023
The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?
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30 Oct 2023
If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?
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28 Oct 2023
Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.
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25 Oct 2023
Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?
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25 Oct 2023
We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?
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30 Aug 2023
Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.
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