If you're just starting your retirement savings journey with TPT, and you want to know what you can do to make the most of your money, start here.

The basics

You're a member of a Defined Contribution (or DC) pension scheme. There are three key elements to this kind of scheme.

  • Contributions

    We refer to the money that you and your employer pay in regularly as ‘contributions’. You can increase your contributions if you want to, so that you pay in more every month to help grow your savings. It's all taken directly from your pay.

  • Investments

    Your contributions are invested in some of the biggest companies, both in the UK and worldwide. That gives your money a chance to grow over the long term so that, hopefully, you have more to work with when you take it from the Scheme.

  • Retirement age

    The date you choose to take your retirement savings from the Scheme is important, especially as you get closer to it. You can take your savings at any age from 55. We’ll initially set a retirement date for you, but you can change it at any time.

    Retirement age

Making contributions

The amount you pay into the Scheme is key – the more you pay in now, the more you’ll have to enjoy when you come to take your savings.

  • Find out how much you can save using the modeller in your Retirement Savings Account

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  • Your savings pot is invested to help it grow, and at TPT we manage the investments for you

    Find out more

Taking care of your loved ones

There are lots of ways that your TPT Scheme can help you take care of your loved ones if something happens to you.

  • Find more information about your TPT Scheme to check what added benefits you can receive from your Scheme.

    Find out more
  • Are your beneficiaries up to date so we know where you would like your hard-earned pension savings to go if you die? You can easily add or update your beneficiaries in your Retirement Savings Account.

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Combining your pensions

If you’re still making contributions, you might be able to bring your other retirements savings into your TPT Scheme, so all your savings are in one place.

Find out more

Here are 3 reasons why you may want to combine your retirement savings:

  • More about pension transfers and some questions to ask before you transfer

    Find out more
  • Need more help to understand pensions or to help you work out how much you need to save for the future? A financial adviser could help.

    Find out more
  • Beware of pensions scams, make sure you know what to look out for

    Find out more

Not registered yet?

If you haven't registered for your Retirement Savings Account yet, click here to find out how you can do it