Press play on your pension

Take control and feel good about your future. Wherever you are on your retirement journey, our video guides could help boost your pension knowledge and answer your questions. Grab a cup of tea, put your feet up, and get learning.

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  • What benefits might I be able to claim when I retire? 04 Nov 2024

    What benefits might I be able to claim when I retire?

    Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.

    Find out more >
  • Could you spot a pension scam? 31 Oct 2024

    Could you spot a pension scam?

    Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?

    Find out more >
  • Could you have a lost pension? 11 Oct 2024

    Could you have a lost pension?

    National Pension Tracing Day is on 27 October 2024 so – if you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.

    Here's what you can do >
  • Maximise your pension 02 Sep 2024

    Maximise your pension

    Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.

    Find out more >
  • Could you benefit from moving your other pensions to TPT? 26 Aug 2024

    Could you benefit from moving your other pensions to TPT?

    Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.

    Find out more >
  • How does a pension affect your retirement income? 19 Aug 2024

    How does a pension affect your retirement income?

    Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.

    Find out more >
  • Financial coercion - what is it and where can I find help? 12 Aug 2024

    Financial coercion - what is it and where can I find help?

    Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects you?

    Find out more >
  • The pros and cons of working in retirement 06 Aug 2024

    The pros and cons of working in retirement

    There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?

    Find out more >
  • Should I stay in the default fund or choose my own funds? 31 Jul 2024

    Should I stay in the default fund or choose my own funds?

    With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?

    Find out more >
  • Five key things we’ve learned about you from our member research 24 May 2024

    Five key things we’ve learned about you from our member research

    We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.

    Find out more >
  • Keeping on top of your finances in retirement: How to deal with debt 10 May 2024

    Keeping on top of your finances in retirement: How to deal with debt

    Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.

    Find out more >
  • Planning for your retirement: How to afford your lifestyle 10 May 2024

    Planning for your retirement: How to afford your lifestyle

    Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.

    Find out more >
  • What is Salary Sacrifice? 10 May 2024

    What is Salary Sacrifice?

    Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?

    Find out more >
  • How much State Pension am I entitled to? 09 May 2024

    How much State Pension am I entitled to?

    It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.

    Find out more >
  • How a Lasting Power of Attorney works 09 May 2024

    How a Lasting Power of Attorney works

    None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.

    Find out more >
  • AVCs Explained 26 Apr 2024

    AVCs Explained

    Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.

    Find out more >
  • What is a Beneficiary? 26 Apr 2024

    What is a Beneficiary?

    You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?

    Find out more
  • New fund available – the TPT Global Infrastructure Fund 05 Mar 2024

    New fund available – the TPT Global Infrastructure Fund

    A new fund has been added to the range of self-select investment funds available for you to choose from.

    Find out more >
  • New research shows the cost of funding your retirement has gone up 26 Feb 2024

    New research shows the cost of funding your retirement has gone up

    The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.

    Find out more >
  • Is it time for your digital Midlife MOT? 16 Jan 2024

    Is it time for your digital Midlife MOT?

    Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.

    Find out more >
  • What is the impact of opting out of my pension? 05 Nov 2023

    What is the impact of opting out of my pension?

    With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?

    Find out more >
  • Do you know what income you might need for retirement? 03 Nov 2023

    Do you know what income you might need for retirement?

    It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.

    Find out more >
  • What is the Pension Wise guidance service and how can it help me? 02 Nov 2023

    What is the Pension Wise guidance service and how can it help me?

    As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.

    Find out more >
  • Financial wellbeing during the cost-of-living crisis 02 Nov 2023

    Financial wellbeing during the cost-of-living crisis

    The high cost of essentials like energy, food and petrol means that many household are still feeling the pinch and looking for ways to balance their budgets. Here are some tips and resources to help reduce costs during this difficult time.

    Find out more >
  • Triple lock and the state pension rise 01 Nov 2023

    Triple lock and the state pension rise

    The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?

    Find out more >
  • Auto enrolment explained 30 Oct 2023

    Auto enrolment explained

    If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?

    Find out more >
  • Are you pension prepped? 28 Oct 2023

    Are you pension prepped?

    Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.

    Find out more >
  • Understanding how your TPT pension is invested 25 Oct 2023

    Understanding how your TPT pension is invested

    Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?

    Find out more >
  • What happens to my pension if I die? 25 Oct 2023

    What happens to my pension if I die?

    We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?

    Find out more >
  • It's the perfect time to pay your pension some attention! 02 Oct 2023

    It's the perfect time to pay your pension some attention!

    You don’t need to be a pension expert to make the most of your hard-earned money, but it’s a good idea to pay your pension some attention every once in a while, to see how you are doing and if you’re on track to meet your retirement goals.

    Find out more >
  • Introducing our new responsible investment pension funds 20 Sep 2023

    Introducing our new responsible investment pension funds

    We’re introducing new ways to invest in a sustainable future with 6 new self-select pension funds, available for members of TPT’s defined contribution schemes from the 30th of September 2023.

    Find out more >
  • It’s Pension Awareness Week! Get to know your pension savings 05 Sep 2023

    It’s Pension Awareness Week! Get to know your pension savings

    We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (11 - 15 September), we’re helping you to get to know your pension.

    Find out more >
  • How does your pensions knowledge compare to your peers? 30 Aug 2023

    How does your pensions knowledge compare to your peers?

    Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.

    Find out more >
  • Tax relief made simple 20 Aug 2023

    Tax relief made simple

    Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.

    Find out more >
  • What’s causing the gender pension gap? 16 Aug 2023

    What’s causing the gender pension gap?

    According to studies examining the UK's gender pension gap, men and women had a £7,000 difference in pension income on average. This disparity can have a massive effect on the quality of life lived by the two genders.  Click here to read the contributing factors towards the gender pension gap

    Find out more >
  • A snapshot of the last scheme year 20 Jul 2023

    A snapshot of the last scheme year

    From an interactive quiz and a chatbot to a brand-new pension savings tool – many of the improvements we made in the last scheme year were shaped by the feedback we gathered from you. And we didn’t stop there…

    Find out more >
  • Building your wealth starts today – whatever your generation 04 Jul 2023

    Building your wealth starts today – whatever your generation

    People save for different reasons during their lifetime - short term cash savings for a ‘rainy day’, to medium term saving plans for purchasing property, children’s education, and holidays or for the longer term, retirement.

    Find out more >
  • 5 pension need-to-knows 22 Jun 2023

    5 pension need-to-knows

    The more you understand pensions and get to know your workplace pension, the better off you could be in retirement. While it might not seem like a priority to you now, taking some simple steps can be beneficial in the long run.

    Find out more >
  • Should you delay taking your pension? 31 May 2023

    Should you delay taking your pension?

    Deciding whether to delay taking your pension depends on a variety of factors, including your age, financial situation, retirement goals, and personal preferences, so it’s essential to evaluate your circumstances first.

    Find out more >
  • Defined Contribution v Defined Benefit: What's the Difference? 17 Apr 2023

    Defined Contribution v Defined Benefit: What's the Difference?

    Your workplace pension is an incredibly efficient way for you and your employer to save for your future. There are two types of workplace pension, Defined Contribution, and Defined Benefit.

    Find out more >
  • How much do you need to retire? 14 Apr 2023

    How much do you need to retire?

    Living expenses have risen by 20% in the last year for people hoping to achieve the most basic level of lifestyle in retirement, according to the latest figures published in the Retirement Living Standards (RLS).

    Find out more >
  • Two-thirds of women in their 50s don’t know how much is saved in their pension 11 Apr 2023

    Two-thirds of women in their 50s don’t know how much is saved in their pension

    Two-thirds of women don’t know how much they’ve got saved in their pension according to our research, which looks at how prepared people in their 50s are for retirement.

    Find out more >
  • Pensions explained 23 Mar 2023

    Pensions explained

    Your pension savings can play an important role in enabling you to live the life you want when you retire from work and the sooner you start saving, the more options you’re likely to have in years to come.

    Find out more >
  • Understanding investments 27 Feb 2023

    Understanding investments

    Investments can seem complicated - especially if you don’t have much experience with them. But they’re a key part of your pension journey with us, so it’s useful to know how they work and how to get the most out of them.

    Learn more >
  • What happens to my pension if I get divorced? 25 Jan 2023

    What happens to my pension if I get divorced?

    Getting a divorce can be a trying and confusing moment in one's life, during which there are many questions to be answered. Your pension might not be at the top of your list of priorities; but, in the majority of cases, your pension will be one of your most valuable assets; therefore, it is essential that you don't disregard it.

    Find out more
  • Road to retirement 13 Jan 2023

    Road to retirement

    Stepping into retirement can be scary, with many seemingly complicated decisions ahead of you. If you are nearing retirement age, how ready you are to take the plunge? It’s completely fine to feel a little unprepared, but there are a few things you need to consider before you take the next step.

    Understand your retirement options >
  • Making an impact – understanding our impact investment promises 28 Nov 2022

    Making an impact – understanding our impact investment promises

    In July 2022, we began to invest around £75million in ‘impact investments’. This means that, over the next few years, a small proportion of your pension savings will now be invested in funds that drive social and environmental change.

    Learn more about our investments >
  • Retirement now 30 Nov 2022

    Retirement now

    Retirement today looks very different to how it did in the past, however, many of the principles remain the same. Read our article to find out how retirement is changing, what a typical retirement costs and how to find out if you’re on track.

    What does retirement look like now? >
  • Changes to your annual benefit statement 21 Nov 2022

    Changes to your annual benefit statement

    Each year, we send you a statement telling you about the value of your pension savings and how much has been paid in. You might notice that the next one you receive is shorter, because all providers of workplace pensions are now required to make them simpler and more consistent with each other.

    See the changes >
  • How to take care of your pension during the cost-of-living crisis 16 Nov 2022

    How to take care of your pension during the cost-of-living crisis

    Before you make any decisions about your finances during the cost-of-living crisis, it’s critical to understand what’s happening with the economy and the long-term impact of reducing pension savings, and to think about how your pension fits into your overall finances.

    Find out more >
  • It’s Pension Awareness Week! Get to know your pension savings 25 Oct 2022

    It’s Pension Awareness Week! Get to know your pension savings

    We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (31 October – 4 November), we’re helping you to get to know your pension.

    Get to know your pension >
  • Introducing the Islamic Global Equity Fund 12 Sep 2022

    Introducing the Islamic Global Equity Fund

    As you save for retirement, you can invest your money in the things that are important to you – and that may be a better fit with your personal beliefs. As part of this approach, we have launched the TPT Islamic Global Equity Fund.

    Learn more about the new fund >
  • It’s time to Pay Your Pension Some Attention! 08 Sep 2022

    It’s time to Pay Your Pension Some Attention!

    Launching today, the Pension Attention campaign is a co-ordinated industry campaign aimed at boosting people’s understanding and engagement with their pension.

    Find out more >
  • The power of your pension: responsible investing 09 Jun 2022

    The power of your pension: responsible investing

    The money you and your employer pay into your TPT pension can be invested in various different ways. It can be invested in companies like the ones you use every day, through to buildings and infrastructure. All of these investments have one main aim - of growing your money for the future.

    Learn more about responsible investing >
  • Low-cost days out for summer 20 May 2022

    Low-cost days out for summer

    As retirement approaches, you may be thinking of ways to slash spending so you can save more into your pension. Once you stop work, you’ll want that pot to stretch as far as it can, too. As the weather gets warmer, here are three great ways to spend less on days out.

    Find out more >
  • Low-cost family days out for summer 13 May 2022

    Low-cost family days out for summer

    Summer’s nearly here, and whether you’re looking for ways to entertain the kids or fun days out with friends – it doesn’t have to break the bank. Here are three ideas for enjoying the weather without spending a fortune.

    Find out more >
  • How to book your free Pension Wise appointment 27 Apr 2022

    How to book your free Pension Wise appointment

    Deciding what to do with your pension savings at retirement could be one of the most important financial decisions you ever make. To help you navigate the options available to you, the government created Pension Wise, a free, impartial guidance service.

    Book your free Pension Wise appointment >
  • How to access pensions guidance and advice 11 Apr 2022

    How to access pensions guidance and advice

    Retirement planning can be complicated – there’s lots to think about. While working, you need to consider what kind of lifestyle you want in retirement and how much you need to save to achieve this. At retirement, you’ll need to navigate the choices for accessing your savings and the tax rules.

    Find out more >
  • How does your pension work? 04 Apr 2022

    How does your pension work?

    In your 20s, retirement can seem a long way away. There are often more immediate concerns, like rising rents, the cost of living, and getting on the property ladder. But saving even a little more now could make a big difference to the value of your pension pot when the time comes to retire - and the kind of lifestyle you get to enjoy.

    Find out more >
  • Is it time to spring clean your pension? 24 Mar 2022

    Is it time to spring clean your pension?

    If you’ve not looked at your TPT retirement savings for a good while, then there’s no time like the present to start a pensions spring clean, check how your pension savings are doing and see where you can save a little more.

    We’ve provided a three-step checklist below to help you get started >
  • Bringing it all together - Combining your pension savings with TPT 21 Mar 2022

    Bringing it all together - Combining your pension savings with TPT

    Sometimes, it makes sense to have all your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.

    Things to think about >
  • Women are still facing retirement with less savings than men 09 Mar 2022

    Women are still facing retirement with less savings than men

    It may surprise you to find that statistically, women are likely to save less for their retirement than men. So how can women ensure they’re doing the most for their life in retirement?

    Find out more >
  • What benefits might I be able to claim when I retire? 04 Nov 2024

    What benefits might I be able to claim when I retire?

    Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.

    Find out more >
  • Could you spot a pension scam? 31 Oct 2024

    Could you spot a pension scam?

    Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?

    Find out more >
  • Could you have a lost pension? 11 Oct 2024

    Could you have a lost pension?

    If you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.

    Here's what you can do >
  • Maximise your pension 02 Sep 2024

    Maximise your pension

    Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.

    Find out more >
  • Could you benefit from moving your other pensions to TPT? 26 Aug 2024

    Could you benefit from moving your other pensions to TPT?

    Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.

    Find out more >
  • How does a pension affect your retirement income? 19 Aug 2024

    How does a pension affect your retirement income?

    Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.

    Find out more >
  • Financial coercion - what is it and where can I find help? 12 Aug 2024

    Financial coercion - what is it and where can I find help?

    Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects yo

    Find out more >
  • The pros and cons of working in retirement 06 Aug 2024

    The pros and cons of working in retirement

    There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?

    Find out more >
  • Should I stay in the default fund or choose my own funds? 24 Jul 2024

    Should I stay in the default fund or choose my own funds?

    With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?

    Find out more >
  • Five key things we’ve learned about you from our member research 24 May 2024

    Five key things we’ve learned about you from our member research

    We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.

    Find out more >
  • Keeping on top of your finances in retirement: How to deal with debt 10 May 2024

    Keeping on top of your finances in retirement: How to deal with debt

    Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.

    Find out more >
  • Planning for your retirement: How to afford your lifestyle 10 May 2024

    Planning for your retirement: How to afford your lifestyle

    Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.

    Find out more >
  • What is Salary Sacrifice? 10 May 2024

    What is Salary Sacrifice?

    Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?

    Find out more >
  • How much State Pension am I entitled to? 09 May 2024

    How much State Pension am I entitled to?

    It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.

    Find out more >
  • How a Lasting Power of Attorney works 09 May 2024

    How a Lasting Power of Attorney works

    None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.

    Find out more >
  • AVCs Explained 26 Apr 2024

    AVCs Explained

    Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.

    Find out more >
  • What is a Beneficiary? 26 Apr 2024

    What is a Beneficiary?

    You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?

    Find out more >
  • New fund available – the TPT Global Infrastructure Fund 05 Mar 2024

    New fund available – the TPT Global Infrastructure Fund

    A new fund has been added to the range of self-select investment funds available for you to choose from.

    Find out more >
  • New research shows the cost of funding your retirement has gone up 26 Feb 2024

    New research shows the cost of funding your retirement has gone up

    The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.

    Find out more >
  • Is it time for your digital Midlife MOT? 16 Jan 2024

    Is it time for your digital Midlife MOT?

    Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.

    Find out more >
  • What is the impact of opting out of my pension? 05 Nov 2023

    What is the impact of opting out of my pension?

    With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?

    Find out more >
  • Do you know what income you might need for retirement? 03 Nov 2023

    Do you know what income you might need for retirement?

    It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.

    Find out more >
  • What is the Pension Wise guidance service and how can it help me? 02 Nov 2023

    What is the Pension Wise guidance service and how can it help me?

    As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.

    Find out more >
  • Financial wellbeing during the cost-of-living crisis 02 Nov 2023

    Financial wellbeing during the cost-of-living crisis

    The high cost of essentials like energy, food and petrol means that many household are still feeling the pinch and looking for ways to balance their budgets. Here are some tips and resources to help reduce costs during this difficult time.

    Find out more >
  • Triple lock and the state pension rise 01 Nov 2023

    Triple lock and the state pension rise

    The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?

    Find out more >
  • Auto enrolment explained 30 Oct 2023

    Auto enrolment explained

    If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?

    Find out more >
  • Are you pension prepped? 28 Oct 2023

    Are you pension prepped?

    Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.

    Find out more >
  • Understanding how your TPT pension is invested 25 Oct 2023

    Understanding how your TPT pension is invested

    Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?

    Find out more >
  • What happens to my pension if I die? 25 Oct 2023

    What happens to my pension if I die?

    We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?

    Find out more >
  • Introducing our new responsible investment pension funds 20 Sep 2023

    Introducing our new responsible investment pension funds

    We’re introducing new ways to invest in a sustainable future with 6 new self-select pension funds, available for members of TPT’s defined contribution schemes from the 30th of September 2023.

    Introducing our new responsible investment pension funds
  • It’s Pension Awareness Week! Get to know your pension savings 05 Sep 2023

    It’s Pension Awareness Week! Get to know your pension savings

    We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (11 - 15 September), we’re helping you to get to know your pension.

    Pension Awareness Week 2023
  • How does your pensions knowledge compare to your peers? 30 Aug 2023

    How does your pensions knowledge compare to your peers?

    Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.

    Find out more >
  • Tax relief made simple 20 Aug 2023

    Tax relief made simple

    Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.

    Find out more >
  • What’s causing the gender pension gap? 16 Aug 2023

    What’s causing the gender pension gap?

    According to studies examining the UK's gender pension gap, men and women had a £7,000 difference in pension income on average. This disparity can have a massive effect on the quality of life lived by the two genders.  Click here to read the contributing factors towards the gender pension gap

    Find out more >
  • A snapshot of the last scheme year 20 Jul 2023

    A snapshot of the last scheme year

    From an interactive quiz and a chatbot to a brand-new pension savings tool – many of the improvements we made in the last scheme year were shaped by the feedback we gathered from you. And we didn’t stop there…

    Find out more >
  • Building your wealth starts today – whatever your generation 04 Jul 2023

    Building your wealth starts today – whatever your generation

    People save for different reasons during their lifetime - short term cash savings for a ‘rainy day’, to medium term saving plans for purchasing property, children’s education, and holidays or for the longer term, retirement.

    Find out more >
  • 5 pension need-to-knows 22 Jun 2023

    5 pension need-to-knows

    The more you understand pensions and get to know your workplace pension, the better off you could be in retirement. While it might not seem like a priority to you now, taking some simple steps can be beneficial in the long run.

    Find out more >
  • Should you delay taking your pension? 31 May 2023

    Should you delay taking your pension?

    Deciding whether to delay taking your pension depends on a variety of factors, including your age, financial situation, retirement goals, and personal preferences, so it’s essential to evaluate your circumstances first.

    Find out more >
  • Defined Contribution v Defined Benefit: What's the Difference? 17 Apr 2023

    Defined Contribution v Defined Benefit: What's the Difference?

    Your workplace pension is an incredibly efficient way for you and your employer to save for your future. There are two types of workplace pension, Defined Contribution, and Defined Benefit.

    Find out more >
  • How much do you need to retire? 14 Apr 2023

    How much do you need to retire?

    Living expenses have risen by 20% in the last year for people hoping to achieve the most basic level of lifestyle in retirement, according to the latest figures published in the Retirement Living Standards (RLS).

    Find out more >
  • Two-thirds of women in their 50s don’t know how much is saved in their pension 11 Apr 2023

    Two-thirds of women in their 50s don’t know how much is saved in their pension

    Two-thirds of women don’t know how much they’ve got saved in their pension according to our research, which looks at how prepared people in their 50s are for retirement.

    Find out more >
  • Pensions explained 23 Mar 2023

    Pensions explained

    Your pension savings can play an important role in enabling you to live the life you want when you retire from work and the sooner you start saving, the more options you’re likely to have in years to come.

    Find out more >
  • Understanding investments 27 Feb 2023

    Understanding investments

    Investments can seem complicated - especially if you don’t have much experience with them. But they’re a key part of your pension journey with us, so it’s useful to know how they work and how to get the most out of them.

    Learn more >
  • What happens to my pension if I get divorced? 25 Jan 2023

    What happens to my pension if I get divorced?

    Getting a divorce can be a trying and confusing moment in one's life, during which there are many questions to be answered. Your pension might not be at the top of your list of priorities; but, in the majority of cases, your pension will be one of your most valuable assets; therefore, it is essential that you don't disregard it.

    Find out more
  • Road to retirement 13 Jan 2023

    Road to retirement

    Stepping into retirement can be scary, with many seemingly complicated decisions ahead of you. If you are nearing retirement age, how ready you are to take the plunge? It’s completely fine to feel a little unprepared, but there are a few things you need to consider before you take the next step.

    Understand your retirement options >
  • Retirement now 30 Nov 2022

    Retirement now

    Retirement today looks very different to how it did in the past, however, many of the principles remain the same. Read our article to find out how retirement is changing, what a typical retirement costs and how to find out if you’re on track.

    What does retirement look like now? >
  • Making an impact – understanding our impact investment promises 28 Nov 2022

    Making an impact – understanding our impact investment promises

    In July 2022, we began to invest around £75million in ‘impact investments’. This means that, over the next few years, a small proportion of your pension savings will now be invested in funds that drive social and environmental change.

    Learn more about our investments >
  • Changes to your annual benefit statement 21 Nov 2022

    Changes to your annual benefit statement

    Each year, we send you a statement telling you about the value of your pension savings and how much has been paid in. You might notice that the next one you receive is shorter, because all providers of workplace pensions are now required to make them simpler and more consistent with each other.

    See the changes >
  • How to take care of your pension during the cost-of-living crisis 16 Nov 2022

    How to take care of your pension during the cost-of-living crisis

    Before you make any decisions about your finances during the cost-of-living crisis, it’s critical to understand what’s happening with the economy and the long-term impact of reducing pension savings, and to think about how your pension fits into your overall finances.

    Find out more >
  • It’s Pension Awareness Week! Get to know your pension savings 25 Oct 2022

    It’s Pension Awareness Week! Get to know your pension savings

    We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (31 October – 4 November), we’re helping you to get to know your pension.

    Get to know your pension >
  • Introducing the Islamic Global Equity Fund 12 Sep 2022

    Introducing the Islamic Global Equity Fund

    As you save for retirement, you can invest your money in the things that are important to you – and that may be a better fit with your personal beliefs. As part of this approach, we have launched the TPT Islamic Global Equity Fund.

    Learn more about the new fund >
  • It’s time to Pay Your Pension Some Attention! 08 Sep 2022

    It’s time to Pay Your Pension Some Attention!

    Launching today, the Pension Attention campaign is a co-ordinated industry campaign aimed at boosting people’s understanding and engagement with their pension.

    Find out more >
  • The power of your pension: responsible investing 09 Jun 2022

    The power of your pension: responsible investing

    The money you and your employer pay into your TPT pension can be invested in various different ways. It can be invested in companies like the ones you use every day, through to buildings and infrastructure. All of these investments have one main aim - of growing your money for the future.

    Learn more about responsible investing >
  • Low-cost days out for summer 20 May 2022

    Low-cost days out for summer

    As retirement approaches, you may be thinking of ways to slash spending so you can save more into your pension. Once you stop work, you’ll want that pot to stretch as far as it can, too. As the weather gets warmer, here are three great ways to spend less on days out.

    Find out more >
  • Low-cost family days out for summer 13 May 2022

    Low-cost family days out for summer

    Summer’s nearly here, and whether you’re looking for ways to entertain the kids or fun days out with friends – it doesn’t have to break the bank. Here are three ideas for enjoying the weather without spending a fortune.

    Find out more >
  • How to book your free Pension Wise appointment 27 Apr 2022

    How to book your free Pension Wise appointment

    Deciding what to do with your pension savings at retirement could be one of the most important financial decisions you ever make. To help you navigate the options available to you, the government created Pension Wise, a free, impartial guidance service.

    Book your free Pension Wise appointment >
  • How to access pensions guidance and advice 11 Apr 2022

    How to access pensions guidance and advice

    Retirement planning can be complicated – there’s lots to think about. While working, you need to consider what kind of lifestyle you want in retirement and how much you need to save to achieve this. At retirement, you’ll need to navigate the choices for accessing your savings and the tax rules.

    Find out more >
  • How does your pension work? 04 Apr 2022

    How does your pension work?

    In your 20s, retirement can seem a long way away. There are often more immediate concerns, like rising rents, the cost of living, and getting on the property ladder. But saving even a little more now could make a big difference to the value of your pension pot when the time comes to retire - and the kind of lifestyle you get to enjoy.

    Find out more >
  • Is it time to spring clean your pension? 24 Mar 2022

    Is it time to spring clean your pension?

    If you’ve not looked at your TPT retirement savings for a good while, then there’s no time like the present to start a pensions spring clean, check how your pension savings are doing and see where you can save a little more.

    We’ve provided a three-step checklist below to help you get started >
  • Bringing it all together - Combining your pension savings with TPT 21 Mar 2022

    Bringing it all together - Combining your pension savings with TPT

    Sometimes, it makes sense to have all your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.

    Things to think about >
  • Women are still facing retirement with less savings than men 09 Mar 2022

    Women are still facing retirement with less savings than men

    It may surprise you to find that statistically, women are likely to save less for their retirement than men. So how can women ensure they’re doing the most for their life in retirement?

    Find out more >
  • How does your pensions knowledge compare to your peers? 30 Aug 2023

    How does your pensions knowledge compare to your peers?

    Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.

    Find out more >
  • Tax relief made simple 20 Aug 2023

    Tax relief made simple

    Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.

    Find out more >
  • What’s causing the gender pension gap? 16 Aug 2023

    What’s causing the gender pension gap?

    According to studies examining the UK's gender pension gap, men and women had a £7,000 difference in pension income on average. This disparity can have a massive effect on the quality of life lived by the two genders.  Click here to read the contributing factors towards the gender pension gap

    Find out more >
  • A snapshot of the last scheme year 20 Jul 2023

    A snapshot of the last scheme year

    From an interactive quiz and a chatbot to a brand-new pension savings tool – many of the improvements we made in the last scheme year were shaped by the feedback we gathered from you. And we didn’t stop there…

    Find out more >
  • Building your wealth starts today – whatever your generation 04 Jul 2023

    Building your wealth starts today – whatever your generation

    People save for different reasons during their lifetime - short term cash savings for a ‘rainy day’, to medium term saving plans for purchasing property, children’s education, and holidays or for the longer term, retirement.

    Find out more >
  • 5 pension need-to-knows 22 Jun 2023

    5 pension need-to-knows

    The more you understand pensions and get to know your workplace pension, the better off you could be in retirement. While it might not seem like a priority to you now, taking some simple steps can be beneficial in the long run.

    Find out more >
  • Could you spot a pension scam? 07 Jun 2023

    Could you spot a pension scam?

    Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over confidential information. But how well do you know the signs to look out for?

    Find out more >
  • Should you delay taking your pension? 31 May 2023

    Should you delay taking your pension?

    Deciding whether to delay taking your pension depends on a variety of factors, including your age, financial situation, retirement goals, and personal preferences, so it’s essential to evaluate your circumstances first.

    Find out more >
  • Defined Contribution v Defined Benefit: What's the Difference? 17 Apr 2023

    Defined Contribution v Defined Benefit: What's the Difference?

    Your workplace pension is an incredibly efficient way for you and your employer to save for your future. There are two types of workplace pension, Defined Contribution, and Defined Benefit.

    Find out more >
  • How much do you need to retire? 14 Apr 2023

    How much do you need to retire?

    Living expenses have risen by 20% in the last year for people hoping to achieve the most basic level of lifestyle in retirement, according to the latest figures published in the Retirement Living Standards (RLS).

    Find out more >
  • Two-thirds of women in their 50s don’t know how much is saved in their pension 11 Apr 2023

    Two-thirds of women in their 50s don’t know how much is saved in their pension

    Two-thirds of women don’t know how much they’ve got saved in their pension according to our research, which looks at how prepared people in their 50s are for retirement.

    Find out more >
  • Pensions explained 23 Mar 2023

    Pensions explained

    Your pension savings can play an important role in enabling you to live the life you want when you retire from work and the sooner you start saving, the more options you’re likely to have in years to come.

    Find out more >
  • Understanding investments 27 Feb 2023

    Understanding investments

    Investments can seem complicated - especially if you don’t have much experience with them. But they’re a key part of your pension journey with us, so it’s useful to know how they work and how to get the most out of them.

    Learn more >
  • What happens to my pension if I get divorced? 25 Jan 2023

    What happens to my pension if I get divorced?

    Getting a divorce can be a trying and confusing moment in one's life, during which there are many questions to be answered. Your pension might not be at the top of your list of priorities; but, in the majority of cases, your pension will be one of your most valuable assets; therefore, it is essential that you don't disregard it.

    Find out more
  • Road to retirement 13 Jan 2023

    Road to retirement

    Stepping into retirement can be scary, with many seemingly complicated decisions ahead of you. If you are nearing retirement age, how ready you are to take the plunge? It’s completely fine to feel a little unprepared, but there are a few things you need to consider before you take the next step.

    Understand your retirement options >
  • Retirement now 30 Nov 2022

    Retirement now

    Retirement today looks very different to how it did in the past, however, many of the principles remain the same. Read our article to find out how retirement is changing, what a typical retirement costs and how to find out if you’re on track.

    What does retirement look like now? >
  • Making an impact – understanding our impact investment promises 28 Nov 2022

    Making an impact – understanding our impact investment promises

    In July 2022, we began to invest around £75million in ‘impact investments’. This means that, over the next few years, a small proportion of your pension savings will now be invested in funds that drive social and environmental change.

    Learn more about our investments >
  • Changes to your annual benefit statement 21 Nov 2022

    Changes to your annual benefit statement

    Each year, we send you a statement telling you about the value of your pension savings and how much has been paid in. You might notice that the next one you receive is shorter, because all providers of workplace pensions are now required to make them simpler and more consistent with each other.

    See the changes >
  • How to take care of your pension during the cost-of-living crisis 16 Nov 2022

    How to take care of your pension during the cost-of-living crisis

    Before you make any decisions about your finances during the cost-of-living crisis, it’s critical to understand what’s happening with the economy and the long-term impact of reducing pension savings, and to think about how your pension fits into your overall finances.

    Find out more >
  • It’s Pension Awareness Week! Get to know your pension savings 25 Oct 2022

    It’s Pension Awareness Week! Get to know your pension savings

    We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (31 October – 4 November), we’re helping you to get to know your pension.

    Get to know your pension >
  • Could you have a lost pension? 24 Oct 2022

    Could you have a lost pension?

    National Pension Tracing Day is on 30 October 2022 so – if you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.

    Here's what you can do >
  • Introducing the Islamic Global Equity Fund 12 Sep 2022

    Introducing the Islamic Global Equity Fund

    As you save for retirement, you can invest your money in the things that are important to you – and that may be a better fit with your personal beliefs. As part of this approach, we have launched the TPT Islamic Global Equity Fund.

    Learn more about the new fund >
  • It’s time to Pay Your Pension Some Attention! 08 Sep 2022

    It’s time to Pay Your Pension Some Attention!

    Launching today, the Pension Attention campaign is a co-ordinated industry campaign aimed at boosting people’s understanding and engagement with their pension.

    Find out more >
  • The power of your pension: responsible investing 09 Jun 2022

    The power of your pension: responsible investing

    The money you and your employer pay into your TPT pension can be invested in various different ways. It can be invested in companies like the ones you use every day, through to buildings and infrastructure. All of these investments have one main aim - of growing your money for the future.

    Learn more about responsible investing >
  • Low-cost days out for summer 20 May 2022

    Low-cost days out for summer

    As retirement approaches, you may be thinking of ways to slash spending so you can save more into your pension. Once you stop work, you’ll want that pot to stretch as far as it can, too. As the weather gets warmer, here are three great ways to spend less on days out.

    Find out more >
  • Low-cost family days out for summer 13 May 2022

    Low-cost family days out for summer

    Summer’s nearly here, and whether you’re looking for ways to entertain the kids or fun days out with friends – it doesn’t have to break the bank. Here are three ideas for enjoying the weather without spending a fortune.

    Find out more >
  • How to book your free Pension Wise appointment 27 Apr 2022

    How to book your free Pension Wise appointment

    Deciding what to do with your pension savings at retirement could be one of the most important financial decisions you ever make. To help you navigate the options available to you, the government created Pension Wise, a free, impartial guidance service.

    Book your free Pension Wise appointment >
  • How to access pensions guidance and advice 11 Apr 2022

    How to access pensions guidance and advice

    Retirement planning can be complicated – there’s lots to think about. While working, you need to consider what kind of lifestyle you want in retirement and how much you need to save to achieve this. At retirement, you’ll need to navigate the choices for accessing your savings and the tax rules.

    Find out more >
  • How does your pension work? 04 Apr 2022

    How does your pension work?

    In your 20s, retirement can seem a long way away. There are often more immediate concerns, like rising rents, the cost of living, and getting on the property ladder. But saving even a little more now could make a big difference to the value of your pension pot when the time comes to retire - and the kind of lifestyle you get to enjoy.

    Find out more >
  • Is it time to spring clean your pension? 24 Mar 2022

    Is it time to spring clean your pension?

    If you’ve not looked at your TPT retirement savings for a good while, then there’s no time like the present to start a pensions spring clean, check how your pension savings are doing and see where you can save a little more.

    We’ve provided a three-step checklist below to help you get started >
  • Bringing it all together - Combining your pension savings with TPT 21 Mar 2022

    Bringing it all together - Combining your pension savings with TPT

    Sometimes, it makes sense to have all your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.

    Things to think about >
  • Women are still facing retirement with less savings than men 09 Mar 2022

    Women are still facing retirement with less savings than men

    It may surprise you to find that statistically, women are likely to save less for their retirement than men. So how can women ensure they’re doing the most for their life in retirement?

    Find out more >
  • What benefits might I be able to claim when I retire? 04 Nov 2024

    What benefits might I be able to claim when I retire?

    Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.

    Find out more >
  • Could you spot a pension scam? 31 Oct 2024

    Could you spot a pension scam?

    Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?

    Find out more >
  • Could you have a lost pension? 11 Oct 2024

    Could you have a lost pension?

    If you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.

    Here's what you can do >
  • Maximise your pension 02 Sep 2024

    Maximise your pension

    Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.

    Find out more >
  • Could you benefit from moving your other pensions to TPT? 26 Aug 2024

    Could you benefit from moving your other pensions to TPT?

    Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.

    Find out more >
  • How does a pension affect your retirement income? 19 Aug 2024

    How does a pension affect your retirement income?

    Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.

    Find out more >
  • Financial coercion - what is it and where can I find help? 12 Aug 2024

    Financial coercion - what is it and where can I find help?

    Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects you?

    Find out more >
  • The pros and cons of working in retirement 06 Aug 2024

    The pros and cons of working in retirement

    There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?

    Find out more >
  • Should I stay in the default fund or choose my own funds? 31 Jul 2024

    Should I stay in the default fund or choose my own funds?

    With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?

    Find out more >
  • Five key things we’ve learned about you from our member research 24 May 2024

    Five key things we’ve learned about you from our member research

    We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.

    Find out more >
  • Planning for your retirement: How to afford your lifestyle 10 May 2024

    Planning for your retirement: How to afford your lifestyle

    Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.

    Find out more >
  • Keeping on top of your finances in retirement: How to deal with debt 10 May 2024

    Keeping on top of your finances in retirement: How to deal with debt

    Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.

    Find out more >
  • What is Salary Sacrifice? 10 May 2024

    What is Salary Sacrifice?

    Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?

    Find out more >
  • How much State Pension am I entitled to? 09 May 2024

    How much State Pension am I entitled to?

    It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.

    Find out more >
  • How a Lasting Power of Attorney works 09 May 2024

    How a Lasting Power of Attorney works

    None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.

    Find out more >
  • AVCs Explained 26 Apr 2024

    AVCs Explained

    Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.

    Find out more >
  • What is a Beneficiary? 26 Apr 2024

    What is a Beneficiary?

    You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?

    Find out more >
  • New fund available – the TPT Global Infrastructure Fund 05 Mar 2024

    New fund available – the TPT Global Infrastructure Fund

    A new fund has been added to the range of self-select investment funds available for you to choose from.

    Find out more >
  • New research shows the cost of funding your retirement has gone up 26 Feb 2024

    New research shows the cost of funding your retirement has gone up

    The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.

    Find out more >
  • Is it time for your digital Midlife MOT? 16 Jan 2024

    Is it time for your digital Midlife MOT?

    Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.

    Find out more >
  • What is the impact of opting out of my pension? 05 Nov 2023

    What is the impact of opting out of my pension?

    With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?

    Find out more >
  • Do you know what income you might need for retirement? 03 Nov 2023

    Do you know what income you might need for retirement?

    It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.

    Find out more >
  • What is the Pension Wise guidance service and how can it help me? 02 Nov 2023

    What is the Pension Wise guidance service and how can it help me?

    As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.

    Find out more >
  • Financial wellbeing during the cost-of-living crisis 02 Nov 2023

    Financial wellbeing during the cost-of-living crisis

    The high cost of essentials like energy, food and petrol means that many household are still feeling the pinch and looking for ways to balance their budgets. Here are some tips and resources to help reduce costs during this difficult time.

    Find out more >
  • Triple lock and the state pension rise 01 Nov 2023

    Triple lock and the state pension rise

    The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?

    Find out more >
  • Auto enrolment explained 30 Oct 2023

    Auto enrolment explained

    If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?

    Find out more >
  • Are you pension prepped? 28 Oct 2023

    Are you pension prepped?

    Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.

    Find out more >
  • Understanding how your TPT pension is invested 25 Oct 2023

    Understanding how your TPT pension is invested

    Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?

    Find out more >
  • What happens to my pension if I die? 25 Oct 2023

    What happens to my pension if I die?

    We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?

    Find out more >
  • How does your pensions knowledge compare to your peers? 30 Aug 2023

    How does your pensions knowledge compare to your peers?

    Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.

    Find out more >
  • What benefits might I be able to claim when I retire? 04 Nov 2024

    What benefits might I be able to claim when I retire?

    Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.

    Find out more >
  • Could you spot a pension scam? 31 Oct 2024

    Could you spot a pension scam?

    Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?

  • Could you have a lost pension? 11 Oct 2024

    Could you have a lost pension?

    If you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.

  • Maximise your pension 02 Sep 2024

    Maximise your pension

    Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.

    Find out more >
  • Could you benefit from moving your other pensions to TPT? 26 Aug 2024

    Could you benefit from moving your other pensions to TPT?

    Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.

    Find out more >
  • How does a pension affect your retirement income? 19 Aug 2024

    How does a pension affect your retirement income?

    Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.

    Find out more >
  • Financial coercion - what is it and where can I find help? 12 Aug 2024

    Financial coercion - what is it and where can I find help?

    Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects you?

    Find out more >
  • The pros and cons of working in retirement 06 Aug 2024

    The pros and cons of working in retirement

    There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?

    Find out more >
  • Should I stay in the default fund or choose my own funds? 31 Jul 2024

    Should I stay in the default fund or choose my own funds?

    With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?

    Find out more >
  • Five key things we’ve learned about you from our member research 24 May 2024

    Five key things we’ve learned about you from our member research

    We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.

    Find out more >
  • Keeping on top of your finances in retirement: How to deal with debt 10 May 2024

    Keeping on top of your finances in retirement: How to deal with debt

    Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.

    Find out more >
  • Planning for your retirement: How to afford your lifestyle 10 May 2024

    Planning for your retirement: How to afford your lifestyle

    Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.

    Find out more >
  • What is Salary Sacrifice? 10 May 2024

    What is Salary Sacrifice?

    Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?

    Find out more >
  • How much State Pension am I entitled to? 09 May 2024

    How much State Pension am I entitled to?

    It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.

    Find out more >
  • How a Lasting Power of Attorney works 09 May 2024

    How a Lasting Power of Attorney works

    None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.

    Find out more >
  • AVCs Explained 24 Apr 2024

    AVCs Explained

    Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.

    Find out more >
  • What is a Beneficiary? 26 Apr 2024

    What is a Beneficiary?

    You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?

    Find out more >
  • New fund available – the TPT Global Infrastructure Fund 05 Mar 2024

    New fund available – the TPT Global Infrastructure Fund

    A new fund has been added to the range of self-select investment funds available for you to choose from.

    Find out more >
  • New research shows the cost of funding your retirement has gone up 26 Feb 2024

    New research shows the cost of funding your retirement has gone up

    The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.

    Find out more >
  • Is it time for your digital Midlife MOT? 24 Jan 2024

    Is it time for your digital Midlife MOT?

    Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.

    Find out more >
  • What is the impact of opting out of my pension? 05 Nov 2023

    What is the impact of opting out of my pension?

    With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?

    Find out more >
  • Do you know what income you might need for retirement? 03 Nov 2023

    Do you know what income you might need for retirement?

    It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.

    Find out more >
  • What is the Pension Wise guidance service and how can it help me? 02 Nov 2023

    What is the Pension Wise guidance service and how can it help me?

    As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.

    Find out more >
  • Triple lock and the state pension rise 01 Nov 2023

    Triple lock and the state pension rise

    The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?

    Find out more >
  • Auto enrolment explained 30 Oct 2023

    Auto enrolment explained

    If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?

    Find out more >
  • Are you pension prepped? 28 Oct 2023

    Are you pension prepped?

    Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.

    Find out more > b
  • Understanding how your TPT pension is invested 25 Oct 2023

    Understanding how your TPT pension is invested

    Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?

    Find out more >
  • What happens to my pension if I die? 25 Oct 2023

    What happens to my pension if I die?

    We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?

    Find out more >
  • Tax relief made simple 20 Aug 2023

    Tax relief made simple

    Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.

    Find out more >
  • How does your pensions knowledge compare to your peers? 30 Aug 2023

    How does your pensions knowledge compare to your peers?

    Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.

    Find out more >
  • What benefits might I be able to claim when I retire? 04 Nov 2024

    What benefits might I be able to claim when I retire?

    Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.

    Find out more >
  • Could you spot a pension scam? 31 Oct 2024

    Could you spot a pension scam?

    Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?

    Find out more >
  • Could you have a lost pension? 11 Oct 2024

    Could you have a lost pension?

    If you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.

    Here's what you can do >
  • Maximise your pension 02 Sep 2024

    Maximise your pension

    Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.

    Find out more >
  • Could you benefit from moving your other pensions to TPT? 26 Aug 2024

    Could you benefit from moving your other pensions to TPT?

    Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.

    Find out more >
  • How does a pension affect your retirement income? 19 Aug 2024

    How does a pension affect your retirement income?

    Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.

    Find out more >
  • Financial coercion - what is it and where can I find help? 12 Aug 2024

    Financial coercion - what is it and where can I find help?

    Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects you?

    Find out more >
  • The pros and cons of working in retirement 06 Aug 2024

    The pros and cons of working in retirement

    There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?

    Find out more >
  • Should I stay in the default fund or choose my own funds? 31 Jul 2024

    Should I stay in the default fund or choose my own funds?

    With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?

    Find out more >
  • Five key things we’ve learned about you from our member research 24 May 2024

    Five key things we’ve learned about you from our member research

    We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.

    Find out more >
  • Keeping on top of your finances in retirement: How to deal with debt 10 May 2024

    Keeping on top of your finances in retirement: How to deal with debt

    Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.

    Find out more >
  • Planning for your retirement: How to afford your lifestyle 10 May 2024

    Planning for your retirement: How to afford your lifestyle

    Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.

    Find out more >
  • What is Salary Sacrifice? 10 May 2024

    What is Salary Sacrifice?

    Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?

    Find out more >
  • How much State Pension am I entitled to? 09 May 2024

    How much State Pension am I entitled to?

    It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.

    Find out more >
  • How a Lasting Power of Attorney works 09 May 2024

    How a Lasting Power of Attorney works

    None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.

    Find out more >
  • AVCs Explained 24 Apr 2024

    AVCs Explained

    Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.

    Find out more >
  • What is a Beneficiary? 26 Apr 2024

    What is a Beneficiary?

    You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?

    Find out more >
  • New fund available – the TPT Global Infrastructure Fund 05 Mar 2024

    New fund available – the TPT Global Infrastructure Fund

    A new fund has been added to the range of self-select investment funds available for you to choose from.

    Find out more >
  • New research shows the cost of funding your retirement has gone up 26 Feb 2024

    New research shows the cost of funding your retirement has gone up

    The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.

    Find out more >
  • Is it time for your digital Midlife MOT? 16 Jan 2024

    Is it time for your digital Midlife MOT?

    Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.

    Find out more >
  • What is the impact of opting out of my pension? 05 Nov 2023

    What is the impact of opting out of my pension?

    With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?

    Find out more >
  • Do you know what income you might need for retirement? 03 Nov 2023

    Do you know what income you might need for retirement?

    It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.

    Find out more >
  • What is the Pension Wise guidance service and how can it help me? 02 Nov 2023

    What is the Pension Wise guidance service and how can it help me?

    As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.

    Find out more >
  • Triple lock and the state pension rise 01 Nov 2023

    Triple lock and the state pension rise

    The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?

    Find out more >
  • Auto enrolment explained 30 Oct 2023

    Auto enrolment explained

    If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?

    Find out more >
  • Are you pension prepped? 28 Oct 2023

    Are you pension prepped?

    Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.

    Find out more >
  • Understanding how your TPT pension is invested 25 Oct 2023

    Understanding how your TPT pension is invested

    Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?

    Find out more >
  • What happens to my pension if I die? 25 Oct 2023

    What happens to my pension if I die?

    We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?

    Find out more >
  • Introducing our new responsible investment pension funds 20 Sep 2023

    Introducing our new responsible investment pension funds

    We’re introducing new ways to invest in a sustainable future with 6 new self-select pension funds, available for members of TPT’s defined contribution schemes from the 30th of September 2023.

    Find out more >
  • Tax relief made simple 20 Aug 2023

    Tax relief made simple

    Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.

    Find out more >

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Click here to access information, forms and documents relating to your Scheme

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What our members say...

  • I find the Retirement Savings Account really useful, particularly the modelling tool which lets you see what you could receive from your pension at retirement.

    ISPS DC Member

  • I use the DC members website for everything related to my DC pension and I find it really informative.

    SHPS DC Member

  • I like the email correspondence that I have received in recent months, I found it very interesting and a good read.

    SHAPS DC Member

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