-
04 Nov 2024
What benefits might I be able to claim when I retire?
Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.
Find out more >
-
31 Oct 2024
Could you spot a pension scam?
Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?
Find out more >
-
11 Oct 2024
Could you have a lost pension?
National Pension Tracing Day is on 27 October 2024 so – if you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.
Here's what you can do >
-
02 Sep 2024
Maximise your pension
Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.
Find out more >
-
26 Aug 2024
Could you benefit from moving your other pensions to TPT?
Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.
Find out more >
-
19 Aug 2024
How does a pension affect your retirement income?
Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.
Find out more >
-
12 Aug 2024
Financial coercion - what is it and where can I find help?
Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects you?
Find out more >
-
06 Aug 2024
The pros and cons of working in retirement
There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?
Find out more >
-
31 Jul 2024
Should I stay in the default fund or choose my own funds?
With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?
Find out more >
-
24 May 2024
Five key things we’ve learned about you from our member research
We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.
Find out more >
-
10 May 2024
Keeping on top of your finances in retirement: How to deal with debt
Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.
Find out more >
-
10 May 2024
Planning for your retirement: How to afford your lifestyle
Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.
Find out more >
-
10 May 2024
What is Salary Sacrifice?
Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?
Find out more >
-
09 May 2024
How much State Pension am I entitled to?
It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.
Find out more >
-
09 May 2024
How a Lasting Power of Attorney works
None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.
Find out more >
-
26 Apr 2024
AVCs Explained
Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.
Find out more >
-
26 Apr 2024
What is a Beneficiary?
You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?
Find out more
-
05 Mar 2024
New fund available – the TPT Global Infrastructure Fund
A new fund has been added to the range of self-select investment funds available for you to choose from.
Find out more >
-
26 Feb 2024
New research shows the cost of funding your retirement has gone up
The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.
Find out more >
-
16 Jan 2024
Is it time for your digital Midlife MOT?
Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.
Find out more >
-
05 Nov 2023
What is the impact of opting out of my pension?
With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?
Find out more >
-
03 Nov 2023
Do you know what income you might need for retirement?
It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.
Find out more >
-
02 Nov 2023
What is the Pension Wise guidance service and how can it help me?
As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.
Find out more >
-
02 Nov 2023
Financial wellbeing during the cost-of-living crisis
The high cost of essentials like energy, food and petrol means that many household are still feeling the pinch and looking for ways to balance their budgets. Here are some tips and resources to help reduce costs during this difficult time.
Find out more >
-
01 Nov 2023
Triple lock and the state pension rise
The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?
Find out more >
-
30 Oct 2023
Auto enrolment explained
If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?
Find out more >
-
28 Oct 2023
Are you pension prepped?
Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.
Find out more >
-
25 Oct 2023
Understanding how your TPT pension is invested
Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?
Find out more >
-
25 Oct 2023
What happens to my pension if I die?
We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?
Find out more >
-
02 Oct 2023
It's the perfect time to pay your pension some attention!
You don’t need to be a pension expert to make the most of your hard-earned money, but it’s a good idea to pay your pension some attention every once in a while, to see how you are doing and if you’re on track to meet your retirement goals.
Find out more >
-
20 Sep 2023
Introducing our new responsible investment pension funds
We’re introducing new ways to invest in a sustainable future with 6 new self-select pension funds, available for members of TPT’s defined contribution schemes from the 30th of September 2023.
Find out more >
-
05 Sep 2023
It’s Pension Awareness Week! Get to know your pension savings
We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (11 - 15 September), we’re helping you to get to know your pension.
Find out more >
-
30 Aug 2023
How does your pensions knowledge compare to your peers?
Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.
Find out more >
-
20 Aug 2023
Tax relief made simple
Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.
Find out more >
-
16 Aug 2023
What’s causing the gender pension gap?
According to studies examining the UK's gender pension gap, men and women had a £7,000 difference in pension income on average. This disparity can have a massive effect on the quality of life lived by the two genders.
Click here to read the contributing factors towards the gender pension gap
Find out more >
-
20 Jul 2023
A snapshot of the last scheme year
From an interactive quiz and a chatbot to a brand-new pension savings tool – many of the improvements we made in the last scheme year were shaped by the feedback we gathered from you. And we didn’t stop there…
Find out more >
-
04 Jul 2023
Building your wealth starts today – whatever your generation
People save for different reasons during their lifetime - short term cash savings for a ‘rainy day’, to medium term saving plans for purchasing property, children’s education, and holidays or for the longer term, retirement.
Find out more >
-
22 Jun 2023
5 pension need-to-knows
The more you understand pensions and get to know your workplace pension, the better off you could be in retirement. While it might not seem like a priority to you now, taking some simple steps can be beneficial in the long run.
Find out more >
-
31 May 2023
Should you delay taking your pension?
Deciding whether to delay taking your pension depends on a variety of factors, including your age, financial situation, retirement goals, and personal preferences, so it’s essential to evaluate your circumstances first.
Find out more >
-
17 Apr 2023
Defined Contribution v Defined Benefit: What's the Difference?
Your workplace pension is an incredibly efficient way for you and your employer to save for your future. There are two types of workplace pension, Defined Contribution, and Defined Benefit.
Find out more >
-
14 Apr 2023
How much do you need to retire?
Living expenses have risen by 20% in the last year for people hoping to achieve the most basic level of lifestyle in retirement, according to the latest figures published in the Retirement Living Standards (RLS).
Find out more >
-
11 Apr 2023
Two-thirds of women in their 50s don’t know how much is saved in their pension
Two-thirds of women don’t know how much they’ve got saved in their pension according to our research, which looks at how prepared people in their 50s are for retirement.
Find out more >
-
23 Mar 2023
Pensions explained
Your pension savings can play an important role in enabling you to live the life you want when you retire from work and the sooner you start saving, the more options you’re likely to have in years to come.
Find out more >
-
27 Feb 2023
Understanding investments
Investments can seem complicated - especially if you don’t have much experience with them. But they’re a key part of your pension journey with us, so it’s useful to know how they work and how to get the most out of them.
Learn more >
-
25 Jan 2023
What happens to my pension if I get divorced?
Getting a divorce can be a trying and confusing moment in one's life, during which there are many questions to be answered. Your pension might not be at the top of your list of priorities; but, in the majority of cases, your pension will be one of your most valuable assets; therefore, it is essential that you don't disregard it.
Find out more
-
13 Jan 2023
Road to retirement
Stepping into retirement can be scary, with many seemingly complicated decisions ahead of you. If you are nearing retirement age, how ready you are to take the plunge? It’s completely fine to feel a little unprepared, but there are a few things you need to consider before you take the next step.
Understand your retirement options >
-
28 Nov 2022
Making an impact – understanding our impact investment promises
In July 2022, we began to invest around £75million in ‘impact investments’. This means that, over the next few years, a small proportion of your pension savings will now be invested in funds that drive social and environmental change.
Learn more about our investments >
-
30 Nov 2022
Retirement now
Retirement today looks very different to how it did in the past, however, many of the principles remain the same. Read our article to find out how retirement is changing, what a typical retirement costs and how to find out if you’re on track.
What does retirement look like now? >
-
21 Nov 2022
Changes to your annual benefit statement
Each year, we send you a statement telling you about the value of your pension savings and how much has been paid in.
You might notice that the next one you receive is shorter, because all providers of workplace pensions are now required to make them simpler and more consistent with each other.
See the changes >
-
16 Nov 2022
How to take care of your pension during the cost-of-living crisis
Before you make any decisions about your finances during the cost-of-living crisis, it’s critical to understand what’s happening with the economy and the long-term impact of reducing pension savings, and to think about how your pension fits into your overall finances.
Find out more >
-
25 Oct 2022
It’s Pension Awareness Week! Get to know your pension savings
We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (31 October – 4 November), we’re helping you to get to know your pension.
Get to know your pension >
-
12 Sep 2022
Introducing the Islamic Global Equity Fund
As you save for retirement, you can invest your money in the things that are important to you – and that may be a better fit with your personal beliefs. As part of this approach, we have launched the TPT Islamic Global Equity Fund.
Learn more about the new fund >
-
08 Sep 2022
It’s time to Pay Your Pension Some Attention!
Launching today, the Pension Attention campaign is a co-ordinated industry campaign aimed at boosting people’s understanding and engagement with their pension.
Find out more >
-
09 Jun 2022
The power of your pension: responsible investing
The money you and your employer pay into your TPT pension can be invested in various different ways. It can be invested in companies like the ones you use every day, through to buildings and infrastructure. All of these investments have one main aim - of growing your money for the future.
Learn more about responsible investing >
-
20 May 2022
Low-cost days out for summer
As retirement approaches, you may be thinking of ways to slash spending so you can save more into your pension. Once you stop work, you’ll want that pot to stretch as far as it can, too. As the weather gets warmer, here are three great ways to spend less on days out.
Find out more >
-
13 May 2022
Low-cost family days out for summer
Summer’s nearly here, and whether you’re looking for ways to entertain the kids or fun days out with friends – it doesn’t have to break the bank. Here are three ideas for enjoying the weather without spending a fortune.
Find out more >
-
27 Apr 2022
How to book your free Pension Wise appointment
Deciding what to do with your pension savings at retirement could be one of the most important financial decisions you ever make. To help you navigate the options available to you, the government created Pension Wise, a free, impartial guidance service.
Book your free Pension Wise appointment >
-
11 Apr 2022
How to access pensions guidance and advice
Retirement planning can be complicated – there’s lots to think about. While working, you need to consider what kind of lifestyle you want in retirement and how much you need to save to achieve this. At retirement, you’ll need to navigate the choices for accessing your savings and the tax rules.
Find out more >
-
04 Apr 2022
How does your pension work?
In your 20s, retirement can seem a long way away. There are often more immediate concerns, like rising rents, the cost of living, and getting on the property ladder. But saving even a little more now could make a big difference to the value of your pension pot when the time comes to retire - and the kind of lifestyle you get to enjoy.
Find out more >
-
24 Mar 2022
Is it time to spring clean your pension?
If you’ve not looked at your TPT retirement savings for a good while, then there’s no time like the present to start a pensions spring clean, check how your pension savings are doing and see where you can save a little more.
We’ve provided a three-step checklist below to help you get started >
-
21 Mar 2022
Bringing it all together - Combining your pension savings with TPT
Sometimes, it makes sense to have all your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.
Things to think about >
-
09 Mar 2022
Women are still facing retirement with less savings than men
It may surprise you to find that statistically, women are likely to save less for their retirement than men. So how can women ensure they’re doing the most for their life in retirement?
Find out more >
-
04 Nov 2024
What benefits might I be able to claim when I retire?
Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.
Find out more >
-
31 Oct 2024
Could you spot a pension scam?
Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?
Find out more >
-
11 Oct 2024
Could you have a lost pension?
If you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.
Here's what you can do >
-
02 Sep 2024
Maximise your pension
Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.
Find out more >
-
26 Aug 2024
Could you benefit from moving your other pensions to TPT?
Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.
Find out more >
-
19 Aug 2024
How does a pension affect your retirement income?
Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.
Find out more >
-
12 Aug 2024
Financial coercion - what is it and where can I find help?
Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects yo
Find out more >
-
06 Aug 2024
The pros and cons of working in retirement
There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?
Find out more >
-
24 Jul 2024
Should I stay in the default fund or choose my own funds?
With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?
Find out more >
-
24 May 2024
Five key things we’ve learned about you from our member research
We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.
Find out more >
-
10 May 2024
Keeping on top of your finances in retirement: How to deal with debt
Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.
Find out more >
-
10 May 2024
Planning for your retirement: How to afford your lifestyle
Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.
Find out more >
-
10 May 2024
What is Salary Sacrifice?
Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?
Find out more >
-
09 May 2024
How much State Pension am I entitled to?
It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.
Find out more >
-
09 May 2024
How a Lasting Power of Attorney works
None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.
Find out more >
-
26 Apr 2024
AVCs Explained
Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.
Find out more >
-
26 Apr 2024
What is a Beneficiary?
You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?
Find out more >
-
05 Mar 2024
New fund available – the TPT Global Infrastructure Fund
A new fund has been added to the range of self-select investment funds available for you to choose from.
Find out more >
-
26 Feb 2024
New research shows the cost of funding your retirement has gone up
The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.
Find out more >
-
16 Jan 2024
Is it time for your digital Midlife MOT?
Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.
Find out more >
-
05 Nov 2023
What is the impact of opting out of my pension?
With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?
Find out more >
-
03 Nov 2023
Do you know what income you might need for retirement?
It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.
Find out more >
-
02 Nov 2023
What is the Pension Wise guidance service and how can it help me?
As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.
Find out more >
-
02 Nov 2023
Financial wellbeing during the cost-of-living crisis
The high cost of essentials like energy, food and petrol means that many household are still feeling the pinch and looking for ways to balance their budgets. Here are some tips and resources to help reduce costs during this difficult time.
Find out more >
-
01 Nov 2023
Triple lock and the state pension rise
The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?
Find out more >
-
30 Oct 2023
Auto enrolment explained
If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?
Find out more >
-
28 Oct 2023
Are you pension prepped?
Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.
Find out more >
-
25 Oct 2023
Understanding how your TPT pension is invested
Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?
Find out more >
-
25 Oct 2023
What happens to my pension if I die?
We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?
Find out more >
-
20 Sep 2023
Introducing our new responsible investment pension funds
We’re introducing new ways to invest in a sustainable future with 6 new self-select pension funds, available for members of TPT’s defined contribution schemes from the 30th of September 2023.
Introducing our new responsible investment pension funds
-
05 Sep 2023
It’s Pension Awareness Week! Get to know your pension savings
We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (11 - 15 September), we’re helping you to get to know your pension.
Pension Awareness Week 2023
-
30 Aug 2023
How does your pensions knowledge compare to your peers?
Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.
Find out more >
-
20 Aug 2023
Tax relief made simple
Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.
Find out more >
-
16 Aug 2023
What’s causing the gender pension gap?
According to studies examining the UK's gender pension gap, men and women had a £7,000 difference in pension income on average. This disparity can have a massive effect on the quality of life lived by the two genders.
Click here to read the contributing factors towards the gender pension gap
Find out more >
-
20 Jul 2023
A snapshot of the last scheme year
From an interactive quiz and a chatbot to a brand-new pension savings tool – many of the improvements we made in the last scheme year were shaped by the feedback we gathered from you. And we didn’t stop there…
Find out more >
-
04 Jul 2023
Building your wealth starts today – whatever your generation
People save for different reasons during their lifetime - short term cash savings for a ‘rainy day’, to medium term saving plans for purchasing property, children’s education, and holidays or for the longer term, retirement.
Find out more >
-
22 Jun 2023
5 pension need-to-knows
The more you understand pensions and get to know your workplace pension, the better off you could be in retirement. While it might not seem like a priority to you now, taking some simple steps can be beneficial in the long run.
Find out more >
-
31 May 2023
Should you delay taking your pension?
Deciding whether to delay taking your pension depends on a variety of factors, including your age, financial situation, retirement goals, and personal preferences, so it’s essential to evaluate your circumstances first.
Find out more >
-
17 Apr 2023
Defined Contribution v Defined Benefit: What's the Difference?
Your workplace pension is an incredibly efficient way for you and your employer to save for your future. There are two types of workplace pension, Defined Contribution, and Defined Benefit.
Find out more >
-
14 Apr 2023
How much do you need to retire?
Living expenses have risen by 20% in the last year for people hoping to achieve the most basic level of lifestyle in retirement, according to the latest figures published in the Retirement Living Standards (RLS).
Find out more >
-
11 Apr 2023
Two-thirds of women in their 50s don’t know how much is saved in their pension
Two-thirds of women don’t know how much they’ve got saved in their pension according to our research, which looks at how prepared people in their 50s are for retirement.
Find out more >
-
23 Mar 2023
Pensions explained
Your pension savings can play an important role in enabling you to live the life you want when you retire from work and the sooner you start saving, the more options you’re likely to have in years to come.
Find out more >
-
27 Feb 2023
Understanding investments
Investments can seem complicated - especially if you don’t have much experience with them. But they’re a key part of your pension journey with us, so it’s useful to know how they work and how to get the most out of them.
Learn more >
-
25 Jan 2023
What happens to my pension if I get divorced?
Getting a divorce can be a trying and confusing moment in one's life, during which there are many questions to be answered. Your pension might not be at the top of your list of priorities; but, in the majority of cases, your pension will be one of your most valuable assets; therefore, it is essential that you don't disregard it.
Find out more
-
13 Jan 2023
Road to retirement
Stepping into retirement can be scary, with many seemingly complicated decisions ahead of you. If you are nearing retirement age, how ready you are to take the plunge? It’s completely fine to feel a little unprepared, but there are a few things you need to consider before you take the next step.
Understand your retirement options >
-
30 Nov 2022
Retirement now
Retirement today looks very different to how it did in the past, however, many of the principles remain the same. Read our article to find out how retirement is changing, what a typical retirement costs and how to find out if you’re on track.
What does retirement look like now? >
-
28 Nov 2022
Making an impact – understanding our impact investment promises
In July 2022, we began to invest around £75million in ‘impact investments’. This means that, over the next few years, a small proportion of your pension savings will now be invested in funds that drive social and environmental change.
Learn more about our investments >
-
21 Nov 2022
Changes to your annual benefit statement
Each year, we send you a statement telling you about the value of your pension savings and how much has been paid in.
You might notice that the next one you receive is shorter, because all providers of workplace pensions are now required to make them simpler and more consistent with each other.
See the changes >
-
16 Nov 2022
How to take care of your pension during the cost-of-living crisis
Before you make any decisions about your finances during the cost-of-living crisis, it’s critical to understand what’s happening with the economy and the long-term impact of reducing pension savings, and to think about how your pension fits into your overall finances.
Find out more >
-
25 Oct 2022
It’s Pension Awareness Week! Get to know your pension savings
We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (31 October – 4 November), we’re helping you to get to know your pension.
Get to know your pension >
-
12 Sep 2022
Introducing the Islamic Global Equity Fund
As you save for retirement, you can invest your money in the things that are important to you – and that may be a better fit with your personal beliefs. As part of this approach, we have launched the TPT Islamic Global Equity Fund.
Learn more about the new fund >
-
08 Sep 2022
It’s time to Pay Your Pension Some Attention!
Launching today, the Pension Attention campaign is a co-ordinated industry campaign aimed at boosting people’s understanding and engagement with their pension.
Find out more >
-
09 Jun 2022
The power of your pension: responsible investing
The money you and your employer pay into your TPT pension can be invested in various different ways. It can be invested in companies like the ones you use every day, through to buildings and infrastructure. All of these investments have one main aim - of growing your money for the future.
Learn more about responsible investing >
-
20 May 2022
Low-cost days out for summer
As retirement approaches, you may be thinking of ways to slash spending so you can save more into your pension. Once you stop work, you’ll want that pot to stretch as far as it can, too. As the weather gets warmer, here are three great ways to spend less on days out.
Find out more >
-
13 May 2022
Low-cost family days out for summer
Summer’s nearly here, and whether you’re looking for ways to entertain the kids or fun days out with friends – it doesn’t have to break the bank. Here are three ideas for enjoying the weather without spending a fortune.
Find out more >
-
27 Apr 2022
How to book your free Pension Wise appointment
Deciding what to do with your pension savings at retirement could be one of the most important financial decisions you ever make. To help you navigate the options available to you, the government created Pension Wise, a free, impartial guidance service.
Book your free Pension Wise appointment >
-
11 Apr 2022
How to access pensions guidance and advice
Retirement planning can be complicated – there’s lots to think about. While working, you need to consider what kind of lifestyle you want in retirement and how much you need to save to achieve this. At retirement, you’ll need to navigate the choices for accessing your savings and the tax rules.
Find out more >
-
04 Apr 2022
How does your pension work?
In your 20s, retirement can seem a long way away. There are often more immediate concerns, like rising rents, the cost of living, and getting on the property ladder. But saving even a little more now could make a big difference to the value of your pension pot when the time comes to retire - and the kind of lifestyle you get to enjoy.
Find out more >
-
24 Mar 2022
Is it time to spring clean your pension?
If you’ve not looked at your TPT retirement savings for a good while, then there’s no time like the present to start a pensions spring clean, check how your pension savings are doing and see where you can save a little more.
We’ve provided a three-step checklist below to help you get started >
-
21 Mar 2022
Bringing it all together - Combining your pension savings with TPT
Sometimes, it makes sense to have all your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.
Things to think about >
-
09 Mar 2022
Women are still facing retirement with less savings than men
It may surprise you to find that statistically, women are likely to save less for their retirement than men. So how can women ensure they’re doing the most for their life in retirement?
Find out more >
-
30 Aug 2023
How does your pensions knowledge compare to your peers?
Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.
Find out more >
-
20 Aug 2023
Tax relief made simple
Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.
Find out more >
-
16 Aug 2023
What’s causing the gender pension gap?
According to studies examining the UK's gender pension gap, men and women had a £7,000 difference in pension income on average. This disparity can have a massive effect on the quality of life lived by the two genders.
Click here to read the contributing factors towards the gender pension gap
Find out more >
-
20 Jul 2023
A snapshot of the last scheme year
From an interactive quiz and a chatbot to a brand-new pension savings tool – many of the improvements we made in the last scheme year were shaped by the feedback we gathered from you. And we didn’t stop there…
Find out more >
-
04 Jul 2023
Building your wealth starts today – whatever your generation
People save for different reasons during their lifetime - short term cash savings for a ‘rainy day’, to medium term saving plans for purchasing property, children’s education, and holidays or for the longer term, retirement.
Find out more >
-
22 Jun 2023
5 pension need-to-knows
The more you understand pensions and get to know your workplace pension, the better off you could be in retirement. While it might not seem like a priority to you now, taking some simple steps can be beneficial in the long run.
Find out more >
-
07 Jun 2023
Could you spot a pension scam?
Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over confidential information. But how well do you know the signs to look out for?
Find out more >
-
31 May 2023
Should you delay taking your pension?
Deciding whether to delay taking your pension depends on a variety of factors, including your age, financial situation, retirement goals, and personal preferences, so it’s essential to evaluate your circumstances first.
Find out more >
-
17 Apr 2023
Defined Contribution v Defined Benefit: What's the Difference?
Your workplace pension is an incredibly efficient way for you and your employer to save for your future. There are two types of workplace pension, Defined Contribution, and Defined Benefit.
Find out more >
-
14 Apr 2023
How much do you need to retire?
Living expenses have risen by 20% in the last year for people hoping to achieve the most basic level of lifestyle in retirement, according to the latest figures published in the Retirement Living Standards (RLS).
Find out more >
-
11 Apr 2023
Two-thirds of women in their 50s don’t know how much is saved in their pension
Two-thirds of women don’t know how much they’ve got saved in their pension according to our research, which looks at how prepared people in their 50s are for retirement.
Find out more >
-
23 Mar 2023
Pensions explained
Your pension savings can play an important role in enabling you to live the life you want when you retire from work and the sooner you start saving, the more options you’re likely to have in years to come.
Find out more >
-
27 Feb 2023
Understanding investments
Investments can seem complicated - especially if you don’t have much experience with them. But they’re a key part of your pension journey with us, so it’s useful to know how they work and how to get the most out of them.
Learn more >
-
25 Jan 2023
What happens to my pension if I get divorced?
Getting a divorce can be a trying and confusing moment in one's life, during which there are many questions to be answered. Your pension might not be at the top of your list of priorities; but, in the majority of cases, your pension will be one of your most valuable assets; therefore, it is essential that you don't disregard it.
Find out more
-
13 Jan 2023
Road to retirement
Stepping into retirement can be scary, with many seemingly complicated decisions ahead of you. If you are nearing retirement age, how ready you are to take the plunge? It’s completely fine to feel a little unprepared, but there are a few things you need to consider before you take the next step.
Understand your retirement options >
-
30 Nov 2022
Retirement now
Retirement today looks very different to how it did in the past, however, many of the principles remain the same. Read our article to find out how retirement is changing, what a typical retirement costs and how to find out if you’re on track.
What does retirement look like now? >
-
28 Nov 2022
Making an impact – understanding our impact investment promises
In July 2022, we began to invest around £75million in ‘impact investments’. This means that, over the next few years, a small proportion of your pension savings will now be invested in funds that drive social and environmental change.
Learn more about our investments >
-
21 Nov 2022
Changes to your annual benefit statement
Each year, we send you a statement telling you about the value of your pension savings and how much has been paid in.
You might notice that the next one you receive is shorter, because all providers of workplace pensions are now required to make them simpler and more consistent with each other.
See the changes >
-
16 Nov 2022
How to take care of your pension during the cost-of-living crisis
Before you make any decisions about your finances during the cost-of-living crisis, it’s critical to understand what’s happening with the economy and the long-term impact of reducing pension savings, and to think about how your pension fits into your overall finances.
Find out more >
-
25 Oct 2022
It’s Pension Awareness Week! Get to know your pension savings
We want you to get the most out of your pension savings so that you achieve the future you want. So as part of Pensions Awareness Week (31 October – 4 November), we’re helping you to get to know your pension.
Get to know your pension >
-
24 Oct 2022
Could you have a lost pension?
National Pension Tracing Day is on 30 October 2022 so – if you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.
Here's what you can do >
-
12 Sep 2022
Introducing the Islamic Global Equity Fund
As you save for retirement, you can invest your money in the things that are important to you – and that may be a better fit with your personal beliefs. As part of this approach, we have launched the TPT Islamic Global Equity Fund.
Learn more about the new fund >
-
08 Sep 2022
It’s time to Pay Your Pension Some Attention!
Launching today, the Pension Attention campaign is a co-ordinated industry campaign aimed at boosting people’s understanding and engagement with their pension.
Find out more >
-
09 Jun 2022
The power of your pension: responsible investing
The money you and your employer pay into your TPT pension can be invested in various different ways. It can be invested in companies like the ones you use every day, through to buildings and infrastructure. All of these investments have one main aim - of growing your money for the future.
Learn more about responsible investing >
-
20 May 2022
Low-cost days out for summer
As retirement approaches, you may be thinking of ways to slash spending so you can save more into your pension. Once you stop work, you’ll want that pot to stretch as far as it can, too. As the weather gets warmer, here are three great ways to spend less on days out.
Find out more >
-
13 May 2022
Low-cost family days out for summer
Summer’s nearly here, and whether you’re looking for ways to entertain the kids or fun days out with friends – it doesn’t have to break the bank. Here are three ideas for enjoying the weather without spending a fortune.
Find out more >
-
27 Apr 2022
How to book your free Pension Wise appointment
Deciding what to do with your pension savings at retirement could be one of the most important financial decisions you ever make. To help you navigate the options available to you, the government created Pension Wise, a free, impartial guidance service.
Book your free Pension Wise appointment >
-
11 Apr 2022
How to access pensions guidance and advice
Retirement planning can be complicated – there’s lots to think about. While working, you need to consider what kind of lifestyle you want in retirement and how much you need to save to achieve this. At retirement, you’ll need to navigate the choices for accessing your savings and the tax rules.
Find out more >
-
04 Apr 2022
How does your pension work?
In your 20s, retirement can seem a long way away. There are often more immediate concerns, like rising rents, the cost of living, and getting on the property ladder. But saving even a little more now could make a big difference to the value of your pension pot when the time comes to retire - and the kind of lifestyle you get to enjoy.
Find out more >
-
24 Mar 2022
Is it time to spring clean your pension?
If you’ve not looked at your TPT retirement savings for a good while, then there’s no time like the present to start a pensions spring clean, check how your pension savings are doing and see where you can save a little more.
We’ve provided a three-step checklist below to help you get started >
-
21 Mar 2022
Bringing it all together - Combining your pension savings with TPT
Sometimes, it makes sense to have all your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.
Things to think about >
-
09 Mar 2022
Women are still facing retirement with less savings than men
It may surprise you to find that statistically, women are likely to save less for their retirement than men. So how can women ensure they’re doing the most for their life in retirement?
Find out more >
-
04 Nov 2024
What benefits might I be able to claim when I retire?
Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.
Find out more >
-
31 Oct 2024
Could you spot a pension scam?
Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?
Find out more >
-
11 Oct 2024
Could you have a lost pension?
If you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.
Here's what you can do >
-
02 Sep 2024
Maximise your pension
Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.
Find out more >
-
26 Aug 2024
Could you benefit from moving your other pensions to TPT?
Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.
Find out more >
-
19 Aug 2024
How does a pension affect your retirement income?
Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.
Find out more >
-
12 Aug 2024
Financial coercion - what is it and where can I find help?
Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects you?
Find out more >
-
06 Aug 2024
The pros and cons of working in retirement
There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?
Find out more >
-
31 Jul 2024
Should I stay in the default fund or choose my own funds?
With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?
Find out more >
-
24 May 2024
Five key things we’ve learned about you from our member research
We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.
Find out more >
-
10 May 2024
Planning for your retirement: How to afford your lifestyle
Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.
Find out more >
-
10 May 2024
Keeping on top of your finances in retirement: How to deal with debt
Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.
Find out more >
-
10 May 2024
What is Salary Sacrifice?
Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?
Find out more >
-
09 May 2024
How much State Pension am I entitled to?
It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.
Find out more >
-
09 May 2024
How a Lasting Power of Attorney works
None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.
Find out more >
-
26 Apr 2024
AVCs Explained
Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.
Find out more >
-
26 Apr 2024
What is a Beneficiary?
You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?
Find out more >
-
05 Mar 2024
New fund available – the TPT Global Infrastructure Fund
A new fund has been added to the range of self-select investment funds available for you to choose from.
Find out more >
-
26 Feb 2024
New research shows the cost of funding your retirement has gone up
The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.
Find out more >
-
16 Jan 2024
Is it time for your digital Midlife MOT?
Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.
Find out more >
-
05 Nov 2023
What is the impact of opting out of my pension?
With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?
Find out more >
-
03 Nov 2023
Do you know what income you might need for retirement?
It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.
Find out more >
-
02 Nov 2023
What is the Pension Wise guidance service and how can it help me?
As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.
Find out more >
-
02 Nov 2023
Financial wellbeing during the cost-of-living crisis
The high cost of essentials like energy, food and petrol means that many household are still feeling the pinch and looking for ways to balance their budgets. Here are some tips and resources to help reduce costs during this difficult time.
Find out more >
-
01 Nov 2023
Triple lock and the state pension rise
The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?
Find out more >
-
30 Oct 2023
Auto enrolment explained
If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?
Find out more >
-
28 Oct 2023
Are you pension prepped?
Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.
Find out more >
-
25 Oct 2023
Understanding how your TPT pension is invested
Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?
Find out more >
-
25 Oct 2023
What happens to my pension if I die?
We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?
Find out more >
-
30 Aug 2023
How does your pensions knowledge compare to your peers?
Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.
Find out more >
-
04 Nov 2024
What benefits might I be able to claim when I retire?
Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.
Find out more >
-
31 Oct 2024
Could you spot a pension scam?
Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?
-
11 Oct 2024
Could you have a lost pension?
If you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.
-
02 Sep 2024
Maximise your pension
Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.
Find out more >
-
26 Aug 2024
Could you benefit from moving your other pensions to TPT?
Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.
Find out more >
-
19 Aug 2024
How does a pension affect your retirement income?
Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.
Find out more >
-
12 Aug 2024
Financial coercion - what is it and where can I find help?
Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects you?
Find out more >
-
06 Aug 2024
The pros and cons of working in retirement
There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?
Find out more >
-
31 Jul 2024
Should I stay in the default fund or choose my own funds?
With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?
Find out more >
-
24 May 2024
Five key things we’ve learned about you from our member research
We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.
Find out more >
-
10 May 2024
Keeping on top of your finances in retirement: How to deal with debt
Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.
Find out more >
-
10 May 2024
Planning for your retirement: How to afford your lifestyle
Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.
Find out more >
-
10 May 2024
What is Salary Sacrifice?
Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?
Find out more >
-
09 May 2024
How much State Pension am I entitled to?
It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.
Find out more >
-
09 May 2024
How a Lasting Power of Attorney works
None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.
Find out more >
-
24 Apr 2024
AVCs Explained
Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.
Find out more >
-
26 Apr 2024
What is a Beneficiary?
You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?
Find out more >
-
05 Mar 2024
New fund available – the TPT Global Infrastructure Fund
A new fund has been added to the range of self-select investment funds available for you to choose from.
Find out more >
-
26 Feb 2024
New research shows the cost of funding your retirement has gone up
The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.
Find out more >
-
24 Jan 2024
Is it time for your digital Midlife MOT?
Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.
Find out more >
-
05 Nov 2023
What is the impact of opting out of my pension?
With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?
Find out more >
-
03 Nov 2023
Do you know what income you might need for retirement?
It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.
Find out more >
-
02 Nov 2023
What is the Pension Wise guidance service and how can it help me?
As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.
Find out more >
-
01 Nov 2023
Triple lock and the state pension rise
The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?
Find out more >
-
30 Oct 2023
Auto enrolment explained
If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?
Find out more >
-
28 Oct 2023
Are you pension prepped?
Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.
Find out more > b
-
25 Oct 2023
Understanding how your TPT pension is invested
Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?
Find out more >
-
25 Oct 2023
What happens to my pension if I die?
We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?
Find out more >
-
20 Aug 2023
Tax relief made simple
Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.
Find out more >
-
30 Aug 2023
How does your pensions knowledge compare to your peers?
Between December 2022 and February 2023, over 1,500 members who are currently contributing to a defined contribution (DC) pension with TPT responded to our latest research. We’re delighted that so many of you took the time to share your views – thank you to everyone who participated. Here’s a quick summary of some of the main findings.
Find out more >
-
04 Nov 2024
What benefits might I be able to claim when I retire?
Your pension may not be the only income you have to live on when you start getting your State Pension. You may be entitled to other benefits and payments once you leave work. These benefits often go unclaimed, so it’s a good idea to see how they work and whether you are entitled to any.
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31 Oct 2024
Could you spot a pension scam?
Pension scams can take many forms, with scammers often using persuasive tactics to convince you into handing over your personal details or hard-earned savings. But how well do you know the signs to look out for?
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11 Oct 2024
Could you have a lost pension?
If you’ve had a few jobs but have lost track of the workplace pension that came with one or more of them - it’s time to join the hunt to find them.
Here's what you can do >
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02 Sep 2024
Maximise your pension
Contributing towards your pension each month is a great step to ensuring you are set for the future. But are you getting the most from your pension? Here are a few things to consider to help you maximise your pension contributions and reap the benefits.
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26 Aug 2024
Could you benefit from moving your other pensions to TPT?
Sometimes, it makes sense to have your retirement savings in more than one place. But in other circumstances, getting everything together in one place can help organise and maximise your retirement savings.
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19 Aug 2024
How does a pension affect your retirement income?
Making even small changes to your pension contributions now can have a dramatic effect on your income in the future. Here are a few key things to consider about your pension as you save for retirement.
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12 Aug 2024
Financial coercion - what is it and where can I find help?
Financial coercion, also known as financial abuse, can be difficult to understand and recognise when it is taking place. So what is financial coercion, how can you spot the signs of it, and what can you do if you think it affects you?
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06 Aug 2024
The pros and cons of working in retirement
There are a number of reasons why people continue to work beyond their retirement age. But what are the pros and cons of working in retirement – and what could they mean for you?
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31 Jul 2024
Should I stay in the default fund or choose my own funds?
With TPT, you can let us take care of your investments for you or take a more hands-on approach and choose where to invest your pension contributions. But how do you decide which approach is right for you?
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24 May 2024
Five key things we’ve learned about you from our member research
We recently invited members of our DC pension schemes to take part in our annual research. Here are five our key findings.
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10 May 2024
Keeping on top of your finances in retirement: How to deal with debt
Managing debt, such as loans and credit cards, when you retire can be a challenge. If you’re worried that debt will leave you struggling to pay your household bills in retirement, there are steps you can take to help you get on top of your finances and focus on enjoying life after work.
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10 May 2024
Planning for your retirement: How to afford your lifestyle
Before you get too carried away thinking about tomorrow, today is a good to tackle some of the practical details you may be faced with in your retirement, such as making a budget that takes your new living situation into account.
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10 May 2024
What is Salary Sacrifice?
Salary Sacrifice is an alternative way of being paid by your employer, that could enable you to take home more money each month. But how exactly does this work?
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09 May 2024
How much State Pension am I entitled to?
It’s common knowledge that the government provides people with a State Pension later in life but what might be less clear is what this actually means to you. Not everyone is entitled to the same amount, so read on to find out how much might you get, and when you can expect to receive it.
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09 May 2024
How a Lasting Power of Attorney works
None of us want to consider what might happen if we are no longer able to look after ourselves, or make our own decisions. There is a legal safeguard, known as Lasting Power of Attorney, or LPA, that you can put in place precisely for situations such as this. Here, we take a closer look at how LPAs work and how you can set one up.
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24 Apr 2024
AVCs Explained
Did you know that it’s possible to top up your pension savings beyond what you usually contribute each month? We look at AVCs and explain how they can help you boost your pension savings.
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26 Apr 2024
What is a Beneficiary?
You may have heard the term ‘beneficiary’; or been asked to select one when setting up your workplace pension. What is a beneficiary – and why is it important I choose one?
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05 Mar 2024
New fund available – the TPT Global Infrastructure Fund
A new fund has been added to the range of self-select investment funds available for you to choose from.
Find out more >
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26 Feb 2024
New research shows the cost of funding your retirement has gone up
The cost of living has risen significantly in the last few years so it’s probably no surprise to learn that new research has revealed that this has pushed up the amount of money you’ll need to fund your retirement. We look at the facts behind this rise and what it might mean for you.
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16 Jan 2024
Is it time for your digital Midlife MOT?
Entering your midlife doesn’t have to mean crisis! Find out how your digital Midlife MOT can help you put things in perspective and plan for the future.
Find out more >
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05 Nov 2023
What is the impact of opting out of my pension?
With the cost of living still putting the squeeze on finances, opting out of your workplace pension contributions might seem an appealing way to save a bit of extra cash. But did you know that this could have a surprisingly large impact upon your retirement plans?
Find out more >
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03 Nov 2023
Do you know what income you might need for retirement?
It’s good to have an idea about what you want to do in your retirement, so you have a better idea of how much you might need to save into your pension.
Find out more >
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02 Nov 2023
What is the Pension Wise guidance service and how can it help me?
As you approach retirement, there are a lot of things to consider. Thankfully, the Government offers a great free service called Pension Wise that can take you through your options and help you make the right decisions.
Find out more >
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01 Nov 2023
Triple lock and the state pension rise
The state pension is expected to rise in April next year, following an almost record-breaking growth in average annual earnings of 8.5%. And it’s all down to the ‘triple lock’. But what is this and what does it mean for your pension?
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30 Oct 2023
Auto enrolment explained
If you have just started a new job you may have found yourself auto-enrolled into their workplace pension scheme. But what exactly is auto enrolment, and what does it mean to you?
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28 Oct 2023
Are you pension prepped?
Here’s a short guide on what to expect, what to think about and what to do when it comes to taking your savings.
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25 Oct 2023
Understanding how your TPT pension is invested
Paying into your pension each month is a great way to boost your retirement savings. But do you know what happens to the money you pay into your pension?
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25 Oct 2023
What happens to my pension if I die?
We all know that the main purpose of a pension is to provide us with an income after we have stopped working. But what happens if something unexpected happens?
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20 Sep 2023
Introducing our new responsible investment pension funds
We’re introducing new ways to invest in a sustainable future with 6 new self-select pension funds, available for members of TPT’s defined contribution schemes from the 30th of September 2023.
Find out more >
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20 Aug 2023
Tax relief made simple
Your pension comes with all sorts of perks that make it one of the best ways to save for retirement. The money contributed to your pension saving is free from Income Tax and National Insurance, meaning that money that would have gone to the government is instead contributed to your retirement income.
Find out more >